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Where can you buy with his mobile phone in France?

In Nice, about 3000 subscribers already use their mobile phones to pay for their tram, their parking, their paper etc.. Nine other cities, including Paris, will follow this year. One testing ground in Europe is likely the London Olympics in 2012 when Samsung and Visa will deploy this type of regulation.

Should we change phones?

Yes, you need a phone (NFC for Near Field Communications) and be equipped with a specific SIM card. The cell phone used in Nice is a Samsung mobile. But all the major manufacturers, Samsung, LG via Nokia, HTC and Rim should propose several models by the end of the year. Google estimates that in 2014, less than half the mobile phones will be equipped with NFC technology.

Should I change to another provider?

No.In France, Orange, SFR, Bouygues Telecom, NRJ Mobile offers mobile payment. It is always possible to switch from one operator to another. In contrast, Google Wallet does for the moment at Sprint, which owns 11% of the market in the United States electronic check payday advance.

What happens if there is loss or theft of the phone?

This is where the role of the telco is essential. It is he who provides security through the SIM card and customer service. The information contained in the SIM card without contact are encrypted and secure. So nobody can access it.

The Google Wallet Will he land in France?

Yes. The operator Orange was in discussions with Google, with which it has already established a number of partnerships. It should soon have NFC devices running Android.

The State encourages Does the rise of the NFC phone?

Yes.Christine Lagarde, Eric Besson, Rene Ricol announced yesterday the launch of a call for proposals for the NFC, with 20 million euros. Objective: to support the order of 20 to 30 projects of innovative mobile services simplify many everyday actions of the French. "In case of loss or theft, the operators guarantee the security of bank information."

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The tax reform of heritage, to remove the tax shield and develop the solidarity tax on wealth (ISF), was discussed Wednesday by the Cabinet. The bill marks the final disappearance of the tax shield, yet highly symbolic as the beginning of the quinquennium of Nicolas Sarkozy, who eventually disappeared under the pressure of repeated criticism from the opposition but also of the majority.

In contrast, the solidarity tax on wealth (ISF) remains in place, but in a lighter version. The reform will indeed allow some 300,000 taxpayers whose assets ranged between 800,000 and 1.3 million euros, to escape this tax.

The government relies on a passage of the bill no later than early July.The text will be submitted to the National Assembly in early June and will be accelerated procedure, which allows only one reading per room. The reform will apply from 1 January 2012.

The tax cap took effect on 1 January 2007. It was capped at the time the taxes (income tax, wealth tax and local taxes) at 60% of revenues. After the arrival of Nicolas Sarkozy at the Elysee, the threshold was lowered to 50%.

(With AFP)

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Union leaders had expected that the 1 May 2011 be a little raw. And they were right. Especially as the bargaining unit has somewhat disintegrated. "The character of this holiday is both less said, the day falls on a Sunday," observes Marcel Grignard, number two of the CFDT.In 2009 the protesters were much more likely because of the crisis that has hit hard the French economy, and in 2010 the fear of the pension reform, just before its unveiling, had been a factor in turnout.

A disappointment even stronger than the first parade of May 1, Marine Le Pen as president of the National Front (FN), has mobilized more than expected among 3200 people according to police and 20,000 according to the FN (2000 cons according to police and 8000 by FN last year).

"We do not have to be in the streets" to celebrate International Labour Day, said Sunday the first secretary of Lille Martine Aubry PS parades scattered about, saying that employees would demonstrate "in 2012 in vote. "

"May 1st, we are the popes of the earth"

In the regions, the mobilization was low.In Marseille, among 2000 people by 5000 according to police and organizers, marched through the streets between 1200 and 3500 people in Toulouse between 2200 and 3300 in Lyon, between 2200 and 3000 in Bordeaux between 1200 and 3000 in Strasbourg between 700 and 1000 in Lille and between 450 and 1000 in Rennes.

It was also shown to Pau (800 to 1200), in Angoulême (500), Besancon (500 to 1000), Brest (250 to 300), Nancy (700 people according to the unions) and as at Dunkirk, in Orléans and Caen.

Besides purchasing power – the secretary general of the CFDT, Francois Chereque, called on Europe 1 radio on Sunday increased the minimum wage beyond the 2% increase in rpincipe scheduled for July 1 – the themes that defended year are "support for the Arab peoples who rise to the dignity and freedom," and "equal rights" between French and foreign workers in response to "national preference" advocated by the National Front progression in the opinion polls.

Winks comedy peppered some processions. "May 1st, we are the popes of the earth", alluding to the beatification of John Paul II. But also slogans in opposition to the FN, as in Rennes' French workers, immigrants, same bosses, same battles. "

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Analysts had anticipated a pleasant surprise in the first quarter for Publicis. They were right. But they expected that the group displays a better advertising revenue. Publicis has posted organic growth of 6.5% in the first quarter to 1.286 billion euros, against a consensus of 6.7%.

An Unusually, this performance is due to the good performance of Latin America (organic growth up 8.7% in the first quarter), supported by Brazil (+20.1%), U.S. USA (+8.4%) and Europe (+6.2%) boosted by France (+8.2%). In contrast, the Asia-Pacific is growing only by 1.5% due to the earthquake in Japan and floods in Australia. China limits the damage with a growth of 8.2%. "Our exposure in Japan is low.The earthquake and tsunami that struck countries, such as the revolts that took place in the Middle East, will negatively impact any of our forecasts for 2011, "said Maurice Levy, Publicis chairman. The boss of the advertising group is also stayed very evasive on the subject, merely indicate that "a 5% growth in sales in 2011 would be a very conservative forecast."

"We outperform the market by 2011"

Thanks to the good performance of China, Brazil, but also Russia and India, growth in emerging countries amounted to 11.4% in the first quarter. Digital activities alone represent 28.2% of Group revenue (against 27% in 2010). "We do not show much innovation and therefore continue to invest in growth markets such as digital and emerging" quips Maurice Levy.Digital activities and represent emerging elsewhere 48.3% of Group revenue in the first quarter "in line with the group's objective is to achieve 65% of its income on these two segments," says he .

The advertising market, the subsidiary of Publicis, ZenithOptimedia, has yet reviewed this week down its forecast for investment growth in 2011 to 4.2% against 4.6% due to the disaster in Japan and uprisings in several countries Arab. But that does not diminish the confidence of Maurice Levy. "Advertisers have not stopped their campaign, assures the President of Publicis. We found no concern on their part. Their primary concern is the growth, not cost reduction. "

A trust that is found when talking about the second quarter. "The second quarter looks good.The year 2011 will be for its good or very good, "said President of Publicis. We outperform the market in 2011. Obviously, the soaring price of raw materials encourages companies to protect their margins. It may therefore be a risk cutoff of investment from advertisers. But the future is growth. "

Future and it is precisely at Publicis issue, that of Maurice Levy, whose mandate expires Dec. 31, 2011 will be extended. But the president still has not set a date or given any indication as to his successor. "My priority is Publicis. I will remain the necessary time. "

Europe is thought to enjoy the Brussels summit to finally turn the page of the debt crisis. But the Portuguese came psychodrama shake the building patiently put up for weeks by asking for a bailout forced march.

The pressure is growing on Lisbon and the Europeans will now cast messages without ambiguity. "We have the ability to help Portugal if we demand," said Thursday the Swedish Prime Minister Fredrik Reinfeldt. EU summit should also help expose the full range of response from the anti-crisis unveiled earlier this month, since the funds to rescue deal for the euro through the strengthening of economic cooperation.

The resignation of Prime Minister of Portugal on Wednesday night, has changed the program.The country's economic situation is so precarious that it will probably aid amounted to 75 billion euros. "If Portugal had never seek European support this size seems appropriate," says the boss of the Eurogroup Jean-Claude Juncker. By contrast, Greece has received 110 billion euros, and Ireland 85 billion.

Threatened by a new recession, Lisbon facing the distrust of markets with borrowing rates to 10 years beyond 7% over a month. Thursday Fitch downgraded two notches its sovereign rating because of "increased risks" facing the country's financing capacity.The situation becomes untenable with the approach of the two bond issues planned for April and June, more than 9 billion euros in total.

Constitutional deadlock

"We are obviously ready to step in and help, but it must first request of Portugal," insists the Belgian Finance Minister Didier Reynders.

That's where the rub: Jose Socrates is a headwind against the idea of ​​an international aid plan. Thursday in Lisbon, the spokesman of the government resigned hammered it "will continue to fight with all his might against the possibility of recourse to outside help." The electoral ambitions that keeps the prime minister did little to encourage reverse itself before its European partners. Especially it must be renewed this weekend at the head of the Socialist Party.

In this political agenda plus a legal headache for last minute very embarrassing for Brussels.The Portuguese Constitution would prevent a government in current affairs to engage his country on the path to a bailout. "The situation is institutionally blocked," sighs a diplomatic source.

Meanwhile, markets are losing patience. Early elections will not be held before end of May. Wait two months might give free rein to investor panic, with a key to the soaring rates, a heavier bill for the rescue, and increasing doubts about the future of the euro area. This is the scenario that the Europeans wanted to avoid the danger of reviving the plans after Greek and Irish. For the 27, we must find a loophole out of this unexpected situation. And reassurance in the meantime, the Lisbon commitments.

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The euro broke the $ 1.38 Tuesday evening and continues beyond Wednesday. This level has not been seen since last November. There are less than a month, the European currency was trading under $ 1.30. So she took off nearly 7%, a very substantial increase for a currency.

Why such a surge of the euro? As always, the foreign exchange market evolves fontion many factors, but the spotlight is turned on for a few days the European Central Bank (ECB). President Jean-Claude Trichet left again suggesting that the ECB would tighten monetary policy – that is to say to increase interest rates – to fight against inflation in Europe. In January, the increase in consumer prices was 2.4%, faster than the 2% target set in the European Union.

The ECB should act before the Fed

On Thursday, the ECB will hold a press conference during which it should act to maintain a rate of 1% (as is the case since May 2009). But any change of tone, or word in the speech of Jean-Claude Trichet will be interpreted as a next turn of the screw, which could well take place before that of the U.S. Federal Reserve, the U.S. central bank. "Rates should rise by 25 basis points (0.25 points) to the third or fourth quarter of 2011," predicts Vincent Juvyns, senior strategist at ING IM.

The Fed, she adopts a rather cautious, showing his support for signs of weakness in the economic recovery of the world's largest economy.Numbers of high importance expected on Wednesday afternoon, will be the best guess strategy overseas: will be unveiled and the employment figures in the private sector which should give some indication of the very important report on official monthly Employment and unemployment whose publication is scheduled for Friday. "It would have the numbers of private employment are drastically better than expected so they give a boost to the dollar," Commerzbank analysts warn.

Thus, the mood in the markets are prompting investors to take more risks, which plays in favor of the euro and away from the dollar.

The euro could move to $ 1.45

If one only looks at technical analysis, that is to say, the study by the graphs, the euro is on an upward trend that should propel it to $ 1.43 in short time.ING IM, the euro / dollar should in any case easily cross the $ 1.40 and perhaps reach $ 1.45 after the first quarter.

The next two months are very important for Europe, while major decisions on the European Fund for financial assistance in terms of amount and duration, will be taken, as well as the establishment of Eurobonds (bonds European). "Europe, in my opinion, has no interest in not swell and not to enlarge the European emergency fund, knowing that banks are still convalescing euroépennes and very exposed to the debts of the peripheral countries like Greece, Ireland , Portugal, "says Vincent Juvyns.If this were the case, the impact on the euro would be positive again.

"But from the second quarter, the euro should resume its downtrend, and gradually decreased to the level of fair value say, approximately $ 1.25 towards the end of the year," the head of table at ING IM. Indeed, the good economic indicators released in recent days within the European Union support the euro, while American news, less good, weighing on the dollar. But these waves of publications can still change their mood.

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In the wake of good numbers of private employment in the United States and good reaction from U.S. exchanges, the CAC 40 was unable to maintain its initial advance and finally finished on a score the same as Friday at 3904.42 affichaint points while a gain of more than 1% mid-term.

Same atmosphere in the other major European markets. At the London Stock Exchange, the FTSE-100 has finally finished down 0.40% to 6019.51 points. Only the Dax in Frankfurt managed to maintain its lead with a gain of 0.60% to end 6,981.39 points.

With the exception of Nikkei, Asian stock indexes have more or less responded to these U.S. statistics.

On Wednesday, the Paris index was narrowly saved the 3900 points, after the pessimism Tuesday by the Fed on European debts.

Weak macroeconomic news

On the macroeconomic front the news is mostly European and American.

For the euro area, retail sales decreased 0.8% in November compared to the previous month, after remaining stable in October, according to data released Thursday by the EU statistics office Eurostat.

However, the confidence of entrepreneurs and consumers in the euro area has continued to grow in December, according to an index released Thursday by the European Commission.

More good news, orders to German industry rose significantly more than expected in November.These orders rose 5.2% while economists polled by Reuters had expected an average increase of 0.9%.

United States, a single economic indicator is expected: the weekly claims for unemployment benefits. However, the weekly jobless claims rose in the U.S. during the first week in January at 409,000 against 391,000 (revised) the previous week. Economists on average had expected 400,000 registered unemployed. The entries of the week to 25 December were revised up from an initial estimate of 388,000.

On the currency markets, the euro slowed its decline against the dollar.About 11:00 am in Paris, the European currency was worth 1.3118 dollars against 1.3150 dollars on the previous evening, after falling briefly below the $ 1.31 for the first time since Dec. 29.

Lagardère values its sales to two billion

Lagardère: + 5.47% to 34.80 euros

In an interview with Le Figaro economy, Arnaud Lagardere said his eponymous group will use the proceeds from the sale of its minority interests (Le Monde, Canal + France, Amalric) and his international magazines, which may account for up to two billion euros for acquisitions in sport and digital.In addition, Lagardère will retain ownership of the trademark "She".

Total: 1.19% to 41.78 euros

Total said it had made a new gas condensate discovery in the west of the Shetlands in the UK North Sea, near Laggan and Tormore fields currently under development.

L'Oreal: + 1.42% to 85.86 euros

On the occasion of his wishes addressed to the press, Jean-Paul Agon, CEO of L'Oreal has confirmed its target of earning a billion new customers in 2011, focusing on the development of the middle class in countries emerging.

Carrefour: + 0.40% to 32.28 euros

According to sources familiar with the matter, Carrefour will sue Deloitte, he blames exceptional losses charged by the Brazilian subsidiary of the distribution group.

Sanofi-Aventis: + 2.01% to 50.84 euros

Vivalis and Sanofi Pasteur, the vaccine division of Sanofi-Aventis announced Wednesday it had launched a second program of discovery of human monoclonal antibodies through a partnership announced in June 2010.

PSA Peugeot-Citroen: + 1.99% to 30.96 euros

Guests of the Association of economic and financial journalists (AJEF), Philippe Varin, CEO of PSA Peugeot-Citroen said that the group has set a record by selling 3.6 million vehicles worldwide in 2010. Buoyed by such declaration of his side Renault climbed 2.68% to 46.67 euros.Renault acknowledged Thursday that its "strategic assets" were at the heart of the industrial espionage case that shook the government and did not hesitate to equate to an "economic war".

Hermes: -0.42% to 157.35 euros, LVMH: + 1.67% to 121.80 euros

In the case of Hermes / LVMH, the Autorité des marchés financiers (AMF) on Thursday examined the claim filed by Hermes takeover.

Eurazeo: + 0.11% to 57.12 euros

Eurazeo has hired investment bank Lazard to conduct a reflection on Europcar, the holding company acquired in 2006, and the possibility of an IPO of hire cars is discussed, as the daily Les Echos.

Manitou: -0.88% to 17.55 euros

World number one forklifts, Manitou counting on emerging markets to regain its lost revenue since the beginning of the economic crisis.

Novagali: + 0.1% at 3.41 euros

The biopharmaceutical company, Novagali, announced Wednesday it had received a positive opinion from European Medicines Agency (EMA) for the Phase III clinical trial of its drug Cyclokat, for the treatment of dry eye.

Beneteau (+1.64% to 16.47 euros) will publish after-hours trading turnover in the first quarter 2010-2011.

European shares continued to rise on Tuesday in a market that is still optimistic about the global economic situation and health companies. In Paris, after changing course several times in Tuesday morning, the CAC 40 ended the day on a small rise of 0.39% to 3916.03 points. For its part, the Dax in Frankfurt Stock Exchange loose 0.21% to 6975.35 points. London, closed on Monday, recorded a recovery of the session yesterday and jumped 1.93% to 6013.87 points.

On the foreign exchange market, the euro lost ground against the dollar.At the close in Paris, the euro declined to 1.3319 dollars against 1.3356 dollars on the previous evening.

Consumer confidence deteriorated

Investors are based on several indicators to position themselves:

Consumer confidence in France worsened in December, the indicator that the measure has lost three points from November to -36, well below its long-term average (-19).

Inflation accelerated in December in the euro zone to 2.2% yoy, exceeding the 2% monitored by the European Central Bank for the first time since November 2008, according to a first estimate Tuesday of the Office EU Eurostat statistics.

United States, orders to U.S. industry rose against all expectations of 0.7% in November, after a sharp decline from 0.7% in October.

Also note, the budget minister Baroin told France Inter radio on Tuesday that he had "every reason to believe" that France would respect its growth forecast of 2% for 2011.

Carrefour supported by a recommendation

Carrefour: + 1.34% to 32.48 euros

The stock has posted the largest increase in the CAC 40 for much of the session, supported by Bank of America-Merrill Lynch, which fell to the purchase. Brokers believe that Carrefour should see sales of its hypermarkets improve in France following its plan relance'Carrefour Planet. The action ends the day on a leap of 1.34% to 32.48 euros.

Edenred: + 4.05% to 18.62 euros

Edenred said in a statement it had acquired Euroticket fourth operator Romanian meal vouchers and gift certificates, $ 5.5 million.

Hermes: + 0.86% at 158.65 euros, LVMH: -2.58% to 121.63 euros

In an interview with La Tribune, Fabrice Remon, a partner with consultancy Deminor, LVMH calls for transparency and denounces the support of "friendly hands" of the luxury giant, which it said accounted for 2% to 3% of free float.

Furthermore, the AMF announced Thursday it would consider waiver of bid submitted by Hermes.

BNP Paribas: + 1.35% to 50 euros

According to Bloomberg, BNP Paribas has frozen the listing of two investment funds in response to requests "significant" redemption, not only for technical reasons related to the transfer of management.

Poweo: + 6.22% to 4.27 euros

Poweo waives its LNG terminal Antifer, Seine-Maritime, according to Les Echos on Tuesday. The alternative operator of electricity has missed the deadline of January 2 to confirm availability of land planned for building the terminal.

Bouygues: -0.91% to 32.64 euros, Vinci: -0.71% to 41.42 euros

The construction sector is surrounded, after the iconic Real president Florentino Perez said he wanted his group carried out from 2011 ACS, 50% of its turnover abroad, against 30.1 % in 2010.The group also announced that it held 30.34% of German Hochtief after its takeover offer.

EADS: + 0.82% to 17.93 euros

easyJet has converted purchase options to firm orders 15 A320s and took options for 33 additional aircraft of the same model to the European aircraft manufacturer Airbus (EADS).

GDF Suez: + 1.08% to 27.59 euros

GDF Suez could open to other shareholders of its subsidiary GRTgaz transport gas to finance new investments without increasing its debt, according to Le Figaro.

Renault: + 1.95% to 44.94 euros, Peugeot: + 2.08% to 29.98 euros

Registrations of new cars in France are expected to decline by at least 10% this year with the final abolition of the scrapping, as estimated by Renault and Peugeot interviewed by The Tribune on Tuesday.

ArcelorMittal: -2.39% to 37.56 euros

The board of directors of Baffinland Iron Mines reaffirmed its recommendation to reject the bid, reviewed, Nunavut Iron. The board said the offer ArcelorMittal remained the most attractive to shareholders Baffinland.

The snowfall from the end of December he will serve as a lesson for the future? That's what qu'espèrent the Head of State as industry players. Around Christmas time, a third wave of snow that had fallen upon France had strongly disrupted rail and air traffic. At the airport of Roissy-Charles de Gaulle, 50% of flights had been canceled and some busy days. The lack of anticipation of this climatic episode, and gaps in information available to passengers include culprit.

Presenting his wishes to the officials, Nicolas Sarkozy said Saturday that such a disruption of transport in France was "not acceptable". And advocated that "to be engaged without delay a study on how to improve crisis management.""When we face such situations, our means of action, our modes of organization are called into question," says the head of state. Nicolas Sarkozy has once again promised "appropriate action" to implement quickly. However, it excludes the possibility of equipping France "in expensive equipment that would be used only on very rare occasions": "We're obviously not a country in the Arctic Circle payday loan lenders. [...] One can understand that the service be disrupted by the weather, but not that users have the feeling to be abandoned, "he said.

Lack of coordination

Some airlines have also expressed concern on their side this Sunday morning on France Info lack of information available to them during this snowfall.Stressing that it is ultimately the airline is responsible for compensating customers disorders, a senior airline complains that he has not always been able to make an informed case for lack of information Airport from Paris. "There is no real coordination between authorities, airport and airlines, and has been three years since we face this kind of difficulty," says Jean-François and Domaniak, president of Euroaipost.

Another official put even directly involved ADP. "Why, if the responsibility of the airport is in question, does it not pay?" He asks. He was surprised especially because if the European Union requires companies shall bear the costs incurred by delays to passengers, the airport, it "does not pay a dime to compensate the airlines' .