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The agenda is filled Francois Hollande. Two weeks after his election to the French Presidency, and one week after taking office, the new head of state will visit on May 23, at an extraordinary meeting of EU leaders to discuss ways to boost growth in Europe without ceasing to fight against public deficits and debt. A date has been announced on Twitter by the President of the European Union, Herman Van Rompuy.

Wednesday, May 23, Will Be the date of our informal dinner of Heads of State or Government. # EUCO

– Herman Van Rompuy (@ euHvR) May 8, 2012

This dinner will prepare the EU summit on 28 and 29 June next, and open the outline of a debate on growth, crediting the message supported by Francois Hollande during his presidential campaign of saying that the austerity alone can not get out the Europe of the crisis. According to European Commission President Jose Manuel Barroso, "many proposals (Commission) are on the table and waiting for the green light from Member States and Parliament. While the return to growth will take time, we could reach a turning point at the end of the year if the right decisions are taken now. "

Growth, yes, but how?

Because the situation is serious in Europe no faxing pay day loans. The Greek political earthquake this weekend shook the whole euro-zone. The spectrum of an output of Athens in the euro area returns and fears of a precedent is being felt. For bankruptcy and return to the drachma could then contaminate Ireland, Portugal, Spain, Italy and France. In Spain, the situation is alarming. And France, the passage of the political right to left removes an ally to Germany. Francois Hollande and his socialist political concern in the midst of crisis.

Europe, which as a whole is obviously to revive its growth, however, is not yet agreement on how to get there. For Francois Hollande, we must create Eurobonds. No question, the German chancellor. French side, advocates strengthening the European investment bank to support major projects. Okay, they reply the Rhine. However, it remains unthinkable for Angela Merkel to touch the Treaty nor the EU fiscal role of the ECB. Negotiations are open.

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1) Analyze your current complementary health

If you are employed, you get maybe a complementary health, proposed by employeur.Si after your examination you find it unsuitable for your needs do not hesitate to purchase one additional complementary health ……. . 2) Identify your needs and your budget

Before you start, ask yourself what kind of care you need it most (dentist, glasses, general practice) and identify your medical habits. Indeed, you do not need the same insurance company if you see doctors contracted to 70% reimbursed by Social Security or doctors to free fees.

3) Find and compare

Take time to learn about the different types of contracts. Please note that refunds of medical expenses range from 100% rate of Social Security, up to 300% thereof.

4) Seek advice from a health insurance broker

The health insurance broker acts as an intermediary between you and the insurer. It will help you in your choices, while allowing you to access the best rates and insurance that best suits your needs.

5) Pay attention to waiting periods

The waiting time is practiced by some insurance companies after your subscription. During this period, some services are not covered by the insurer. Do not hesitate to negotiate for the minimize, or even to choose the practitioner does not mutual online pay day loans.

6) Be wary of health questionnaires

The questionnaires are sometimes used by health insurers to overcharge or exclude one or more benefits considered too "risky". Prefer mutuals who do not use.

7) Wear an eye on the guarantees Dental-Optical-Hospitalization

These guarantees are often three parts of the first requirements of the insured, and are at home that we observe the largest price changes and benefits based on mutual.

8) Look care not covered by Social Security

Indeed, many mutual support services not reimbursed by Social Security. Thus, vaccines, consult a psychologist or treatments to stop smoking can sometimes be covered by complementary health.

9) Prefer Refunds indicated clearly

Some insurance companies are unclear on their actual repayment rate. Always prefer mutual indicating these black and white.  

10) Evolve your contract

Regularly take the time to redefine your budget, your needs and expectations of health, and give yourself the opportunity to change your contract. It will always be easier if you go through an insurance broker.

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Vincent Bolloré influence he soon the fate of Vivendi? Anyway, Jean-Rene Fourtou, Chairman of the Supervisory Board, opened the door. And will even wish his presence. "There is no reason that Bollore is not involved on the board of Vivendi, if he is interested," he said Thursday at the general meeting of shareholders of the group.

Intentions of the "Little Prince", which began rising in the capital of Vivendi, are at the heart of all searches. Bolloré officially 1.1% of the entertainment group, but it would have already picked up on the stock exchange securities for up to nearly 2%. After finalizing the sale of its channels Direct 8 Direct and Star in Vivendi, he will own approximately 4% and would then make its debut on the board. This rise is "friendly," said Vivendi every time. "I am delighted that a French shareholder, a family group, deemed an investor wishes to mount a share capital of Vivendi", was recently confirmed to Le Figaro, Jean-Bernard Levy, CEO of Vivendi.

And no doubt that Vincent Bolloré not stop there way. Eventually, he would seek the threshold of 5%. Does he repeat not at will, for years, his ambition to create a large media group? By becoming the largest shareholder of Vivendi and participating in strategic decisions of the group, it would be in a position to influence the destiny of the only French group, which is a world of entertainment. It could also help choose the future leaders of Vivendi.

Bring into the fold of Havas Vivendi

As the capital of Vivendi is very fragmented, with no shareholder, Bolloré could obtain decisive weight without having to own a large block of shares. As he did at Havas, which he chairs by not holding "only" 32.8%. One of the scenarios considered by the observers would, moreover, that Bolloré Havas brings into the fold of Vivendi, in exchange for participation, without spending a lot of cash.

The time was well chosen, while the price of Vivendi, has less than 13 euros, has lost more than a quarter of its value since the beginning of the year. "In the 2000s, all valuations were excessive, we experienced a kind of madness market. We live it the other way today, even though we have never had such good financial results, never reached as much cash, "said Jean-Rene Fourtou.

At Vivendi, more assets may be of interest Bolloré. Canal +, of course. But also SFR, including Jean-Rene Fourtou said she would remain "largely beneficial despite the arrival of Free Mobile". Telecommunications devices can be particularly useful in boss Autolib ', because there are many in the telecom management system and localization of the electric car self-service. Finally, Morocco Telecom, which holds several equity in Africa, can generate synergies with the Bolloré Group. Strong presence in logistics in Africa, Bolloré manages ports, railways … It may be wise to develop telecom. Add to this the fact that Jean-Rene Fourtou and Vincent Bolloré get along well. As for Jean-Bernard Levy, he is the former chief of staff … Gerard Longuet ex-brother-Vincent Bolloré. Such an alliance would have three advantages. It makes sense from a strategic perspective. It could have a positive effect on the course. Finally, it could offset the rise of sovereign wealth fund of Qatar, which owns 2% stake in Vivendi.

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A rating agency on three, Standard & Poor's, has already withdrawn its prestigious Aaa to France. One of its competitors, Moody's, could soon follow, warned the Socialist candidate for president Francois Hollande. In the days following the presidential election.

Moody's placed under the supervision of the French debt rating earlier this year, he said in an interview with Journal du Dimanche. It "will make a decision on May 12, he argued. It will not be a consequence of the May 6 vote of the French. I warn, already, for our fellow citizens that there is no confusion (…) For now, I ask in any case to be assessed by the French and not by markets. "  

How the candidate can know the date on which the decision will fall on Moody's France? Rating agencies maintain absolute secrecy about the content of their deliberations and their timing, until the publication of their decision. To predict the date of May 12, the candidate is based on the deadline set by the agency between his warning to the country concerned and the actual announcement.

Moody's placed the rating a negative outlook on Feb. 14. It can give its verdict – probably too negative for AAA French – in May. However, it would have a year to decide. "She may wait to see what measures are being implemented by the future president, for example until fall, when the budget for 2013 will be presented," qualifies Norbert Gaillard, specialist rating agencies.  

Clearing the ground

Francois Hollande tried to clear the ground, should he be elected, and while his main opponent, Nicolas Sarkozy, waved the threat of an attack against France markets where Socialist victory. Today, has defended the PS candidate, turbulence affecting Spain and Italy but not France. "It is particularly irresponsible for the incumbent to use the threat of speculative movements to persuade voters to abandon the alternation," he pleaded.

The first week of the next president, whoever he is, ahead eventful. First Moody's should actually decide before May 15 the fate of Aaa it attributed to France so far. Then the Commission will publish its opinion on the stability program of France. This document, sent to Brussels last week, details how the government intends to restore the balance of public finances by 2016. Problem: it takes into account neither the promises of the outgoing president, nor those of his socialist opponent.

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Nostalgic for 7 on 7, the emission of TF1 mythical 1980s and 1990s, will closely follow the two election night of 22 April and 6 May 2012 BFMTV. They gather Anne Sinclair, current director of the Huffington Post website France, and Ruth Elkrief, the editor of the news channel. Anne Sinclair was presented 7 on 7 September 1987 to June 1997. After retiring from the small screen, the show, renamed Public, was presented by Ruth Elkrief from 1998 to 2000.

This is Anne Sinclair herself who suggested to Alain Weill, CEO of NextRadioTV, the parent of BFMTV, to attend both evenings, confirms the latter. "Many of these talents will come together on two evenings BFMTV," he adds.

18 am to midnight, special editions of April 22 (first round of the presidential election) and May 6 (second round) will be led by Alain Marshall, host of "20 hours" on the news channel. It is surrounded by two great figures of the chain Olivier Mazerolle and Ruth Elkrief, faithful since the launch of BFMTV on TNT in 2005.

Anne Sinclair will discuss some of the columnists on the board including Alain Madelin, Luc Ferry, Dély Renaud, Eric Brunet, Jacques Seguela, Jean-Francois Kahn, Caroline and Christopher Fourest Jakubyszyn, the managing editor of the RMC radio, other NextRadioTV subsidiary.

Organizing publicity stunts

The partnership between the Huffington Post and BFMTV France is practically limited to the presence of Anne Sinclair easy payday loans. The site will broadcast the images of BFMTV well, but not participate in the device's web news channel.

Despite a plateau prestigious BFMTV no exception to the calling with "a priority to live in the campaign headquarters of various political parties and a priority to images," said Alain Weill.

The arrival of Anne Sinclair on the set of BMFTV is one of the "success stories" in which the chain is familiar. For his first presidential campaign in 2007 BFMTV, whose hearings were still confidential, was observed by organizing the debate between Ségolène Royal and François Bayrou between the two towers.

In seven years, the small chain of information has emerged in the French media landscape. Created from scratch in 2005, today it is the first in France with an audience share of 1.6% in February, according Médiamétrie. An audience twice that of its rival on DTT, i-TV, a subsidiary of Canal +, however, created in 1999.

The third news channel, LCI, TF1 subsidiary, has no occasion to interfere in the match as it is broadcast on DTT, cable and satellite.

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Then prices will drop? In this ritual question about real estate professionals meet today with a little yes. Certainly not a solid yes, frankly, but yes a little, and that is something. Even in the Ile-de-France and Paris, the traditional stronghold of the rise, things are changing. "In 2012, prices should fall by about 5 to 10% in the Ile-de-France," say solicitors. "We expect a relatively sharp decline in activity this year, about 20%, but a decline of more than 5% of prices in France," ahead of his side Pallincourt Rene, President of Fnaim, who is about to give up his siège.Au beyond the delicate exercise of global forecasting, rather symbolic as the evolution of prices can vary depending on the asset markets, all professionals describe the same picture, that of a market slows down, where transactions are less easily. But none ventured to compare the situation to that of 2008. "At that point, everything had stopped, said Sebastien de Lafond, President Meilleursagents.com. This is not the case today, the market remains fluid, even if transaction times are getting longer low fee payday advance. "What has changed in six months? Much and little at a time. Laurent Vimont, president of Century 21, says "a sharp contraction in sales, including in Paris." The slowdown is real: last year, with about 850,000 sales in the former, was a record. This year, professionals expect between 700,000 and 740,000 sales only. "We lost buyers since last July. The apartments and houses that have a default and are too expensive are the same most visited, "said Sebastien de Lafond. "What is new is that Paris is affected by volume, whereas it was the last market to be in 2008," said Mr. Bazaille, president of the Institute for Notarial real estate. The sluggish housing market is not good news for local authorities and public finances. And the change in taxation of capital gains might not make the tax revenue espérées.Finies, flights, quarter after quarter.

"More than at any price"

appetite for stone is real. Credits: Jean-Michel Turpin / Fedephoto

Corsairfly becomes … Corsair International. "A change but not revolution," agrees Pascal de Izaguirre, CEO of the airline of TUI. The leaders of the giant European Tourism chose a facelift to revive the company acquired by Nouvelles Frontieres in 1990 when Jacques Maillot was at the controls. At the time it was called Corse Air International

.

Everything has changed since: the German TUI shareholder meeting in France Marmara Tourinter, New Frontiers and renamed the airline Corsairfly stripped a quarter of its workforce … He has invested hundreds of millions of euros to transform the old a charter company whose regular cabs devices have been fully refurbished mid-2013 with a budget of 36 million euros.

Financially, the subsidiary of TUI could not afford a complete change of name: "Rather than spend a fortune to switch brands, it is better to devote resources to what the customer appreciates the ground or on board" , says Pascal de Izaguirre CEO of Corsair International.  

Erase the image and low-cost charter

A budget of 2.5 million euros will be spent on change of visual identity (logo creation, uniforms, aircraft painting). The first plane scratched white and blue logo of the retro graphics will be delivered in July. The other six, including two new A 330 will follow until mid-April 2013.

But another reason is given by the CEO of Corsairfly to explain the lack of boldness in the choice of name: "The Corsair brand is extremely well known. Hostesses and stewards are known to be friendly and smiling. "The old company Nouvelles Frontieres is certainly an image associated with cheap, but also a Spartan comfort payday loans direct lenders.

"Corsair will celebrate its 31 anniversary this year, little known company such longevity, defends Pascal de Izaguirre. Many have disappeared, new arrivals are. We remove the "fly" but also the name of "smiley" logo TUI, not to hide our group membership, but to erase anything that might suggest the charter or low cost. "…. ….

The team of TUI wants to play the card of elegance, high quality services, while remaining competitive on price. The number of seats "open sea" (comparable to a business class) increases from 24 to 36 in the Boeing 747 and 18 to 26 in the A 330. "We have invested heavily in-flight services, airport lounges to Orly, Pointe-à-Pitre and Fort de France, and soon the meeting …"

New destinations

The relaunch of the company scheduled two years ago falls to one of the worst periods through which the world of air: the rates are low while the cost of jet fuel has stabilized at a very high level that weakens companies.

"This does not undermine our vision and direction, says the CEO of TUI France. We are currently addressing the structural problems of the company and it is not challenged by economic factors. TUI, our shareholder, has powerful resources. He made a choice that takes the long term. "

Corsair International will also review its destinations in September, the company will cease to serve Miami. Instead it will open a line to Punta Cana in the Dominican Republic, a destination that has grown 15% since the beginning of the year.

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There is one who has been lucky. Mining giant Rio Tinto said it had discovered a pink diamond of 12.76 carats in a mine in Western Australia. This is, to date, the largest diamond discovered in the country. "A diamond of this size is unprecedented, says Josephine Johnson, Manager of Argyle Pink Diamonds division. It took 26 years of operation to retrieve the stone and it is possible that we find in no other like this. "

The valuable discovery was named Argyle Pink Jubilee in reference to the name of the mine (Argyle) and the sixty-year reign, says, "Diamond Jubilee", which is celebrating Queen Elizabeth II.

Next step: cut and polish the stone, a delicate task that should take ten days. How Richard Kim Kam, in charge of the operation, already trembling, "I'll take care of it. I know that the world will look. "The diamond is then evaluated by a team of international experts and exposed before being sold.

Pink, more valued than white

Rio Tinto is kept for the moment any estimate on the price of wonder, but said in a statement that the high quality pink diamonds could exceed $ 1 million per carat. More than $ 10 million (7.6 million) for it.

It must be said that the diamond market is resisting rather well and that it is a pink diamond, which can be up to ten times more valued than white. In November 2010, a 24.78 carat diamond Pink has been awarded to more than $ 46 million. An unprecedented amount for a diamond and jewelry and is far ahead the previous record of $ 10 million for another pink diamond.  

Nearly 90% of pink diamonds discovered in the world come from the Argyle mine in the Kimberley region, says Rio Tinto. Stones the size of Argyle Pink Jubilee usually go to museums, the royal family or are auctioned in houses like Christie's. The latter has in fact sold only 18 pink diamonds over 10 carats in its 244 year history, said Rio Tinto.

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Noting with relief progress in the transition of Italy and Greece, the U.S. stock markets should continue their momentum on Friday. The Dow Jones moving up 1.06% to 12,030.21 points, the S & P rose 1.40% to 1257.10 points and the Nasdaq, 1.18% to 2656.10 points.

Illustration of this calming the markets, interest rates and French italients relax. Relaxing on the European bond market begins today in the morning with both a decline in rate to 10 years in Italy, far below the 7% and a reduction in the yield spread between 10-year Germany and France with 159 points.

In Greece, the new Prime Minister Evangelos Lucas Papademos renewed Véniélos Finance. In Italy, the Senate passed the economic measures promised to the European Union, until the House of Representatives to do in turn.Which would open the door at the start of Silvio Berlusconi is expected to replace the former European Commissioner Mario Monti.

The market welcomed the strong performance of Disney

Oil prices rose slightly at the opening Friday in New York, watching the market with relief progress in the transition to the head of Italy and Greece. Around 3:10 p.m. (Paris time) on the New York Mercantile Exchange, a barrel of "light sweet crude" for December delivery traded at 98.06 dollars, up 28 cents from the previous day.

On the foreign exchange market, the euro gained ground against the dollar Friday, supported by renewed hope on the situation in the eurozone, currency traders who are particularly reassured by the evolution of the political situation in Italy, which is expected to succeed Mario Monti Silvio Berlusconi.

In the first five days of strike by cabin crew of Air France, the situation was calm at Orly on Saturday morning. All flights were planned at this time despite the movement of flight attendants. "It is too early to detect potential problems at Orly knowing that the first flights take off at 7 o'clock," one source, however relativized airport shortly after 08h.

About the airport Roissy-Charles de Gaulle, the forecast was in line with those announced by Air France. The company plans to provide 80% of its flights but does not rule out last-minute cancellations. It struck ten long-haul flights planned Saturday morning, including flights to New York, Montreal, Los Angeles, Tokyo, Abu Dhabi, Douala.But the passengers had been warned on Friday.

Without an agreement this week with management on working conditions for cabin crew, six of seven unions called the stewards and stewardesses 15,000 to go on strike for the weekend of All Saints, usually very busy guaranteed payday loan. Traffic is expected until Wednesday, November 2 included. Air France admits that "considerable uncertainty remains about the level of participation of the cabin crew." These are not actually required to prevent the direction of their intentions.

In 2007, a similar strike – triggered by the same six unions to the same period of All Saints – had caused major disruptions. Air France was forced several times to review downward its traffic forecast: 90% of flights expected to be provided the day before, this had increased to 60% during the weekend.