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Interest rates continue to decline. On October 14, they fell 0.10% to 0.20% compared to September in all regions and all periods of credit, the broker finds loans in its new barometer. The most pronounced declines were registered in Eastern and Northern. In detail, on average, rates on fifteen-year fall to 3.95%, and twenty years, to 4.05%, respectively accusing a decrease of 0.10% and 0.15% compared to last month. What attract future buyers! For example, a couple borrowed 200,000 euros in twenty years will earn 35,520 euros if he buys now, with a rate to 4.05% compared to October 2008 (with a rate of 5.40%). The least expensive region is the South West with 3.90% in fifteen years and 4% in twenty years. Empruntis also notes that the gap between regions is reduced: 0.5% between the cheapest and most expensive.This result can be explained by the fierce competition that will deliver major networks and regional mutual funds.

In his memo on the economy published earlier this week, the Fnaim believes that "out of financial crisis, improved conditions for distribution of mortgage loans to households is favorable to borrowers." Lower interest rates of nearly 130 basis points since November 2008 makes it possible to compensate the shortening of the duration of loans observed since 2008. This decrease is the "welcome" because it constitutes "a sort of remission for the poorest households, previously convicted of certain debt on to almost three quarters of the time devoted to their careers."

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