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It took fifty days Samsung1 to sell 10 million units of its Galaxy S3 smartphone. Samsung has made barely a month to exceed this threshold with the Galaxy S42, launched on April 15. Certainly, the advertising media implemented – several hundred million dollars – may partly explain this result. But it is also due to the rapid deployment of the. Thirty days after the start of its marketing, the S4 is available in 110 countries! Another record, which also required the establishment of large commercial means. Operators were quick to respond to this offer Korean, now known for its ability to support their sales. Grants are attractive. For example, the Galaxy S4 is offered at 159 euros with a subscription to Orange instead of 600 euros without subscription.

Samsung quickly faced shortages, especially recorded in the United States. The group has a production sufficiently sized to cope with such a surge of demand.

Moreover, the timing of the launch of latest Samsung is also holder. Apple3 unveiled its iPhone 5 end of September, the Sony Xperia Z Mobile 4date already the end of 2012, the BlackBerry 10 5de end of January and the last born of the Lumia range from Nokia have not really made it to the shade . So much so that the Korean should continue to gain market share. It already accounts for 30% of worldwide smartphone sales, against 18% for Apple, number two in the market. The tidal wave could even experience a second wave, with the expected launch of new colors for the S4, now available in black and white, and should be available in blue, red and purple.

However, this hegemony began to cringe. Samsung realize alone 95% of the profits generated by smartphones Android (operating system which powers the S4), according to Strategy Analytics. The battle between Samsung and Apple in the smartphone market is far from complete. The U.S. has responded in the legal field, accusing Samsung of infringing five of its patents with the S4. Complaints that the U.S. seeks to add to those already under investigation in California. On the commercial field, he will probably wait until the fall to see a new iPhone. Meanwhile, fans of the two brands compete with a lot of numbers, with each side claiming its champion (iPhone 5 or Galaxy S4) has sold faster than the other.

There is a question that can not be prepared enough. "So, how's it going?" Is in any case the question arises of trap maintenance embauche1 Cyrille de Lasteyrie aka Vinvin, presenter and producer Vinvinteur broadcast every Sunday night at 20 hours France5.

Because it interests me Vinvin I know long is its professional choices. Here is a boy who was copywriter 15 years ago and has left everything behind to start his company. This is a business leader who flourished a few years ago and has yet to leave everything behind to US2. Here is a boy who had no job two years ago and that has reinvented presenter and producer for France there is a 5 year sentence.

What Vinvin he thought before making risky career choices? At death, the regret, his desire to make the TV and of course this was going to think of his wife. In truth, at the time of change, we are all a little there, a little Vinvin all.

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Turkey rolls out the red carpet to the Japanese Prime Minister. Shinzo Abe and his Turkish counterpart Recep Tayyip Erdogan today sign an intergovernmental agreement Friday on the second Turkish nuclear power plant paperless payday loans. Areva and Mitsubishi Heavy Industries will be responsible for the construction of reactors, while GDF Suez will operate.

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At the entrance of the seaside town of Limassol in southern Cyprus, most newsstands signs are subtitled in Russian. On the waterfront, the hotel palaces and are very similar: large concrete buildings adorned with lush palm trees with lawns cut to the millimeter. The vast majority displays high the Russian flag. In the city center, if we close our eyes and we snap overrides the waves, you almost forget to find Cyprus both languages ​​are mixed. Just as companies. It is therefore surprising to see in the city center and not in the Cypriot capital, the presence of the Middle East office of Moody's

.

Every five meters, a real estate agency offers houses and luxury apartments to customers mainly come from Moscow. Their sumptuous yachts occupy 80% of the marina, no one asked how they were acquired. Moreover, here the 400,000 tourists per year and 8000 Russian residents are welcomed with open arms. Their capital would amount to 23 billion euros, or … 33% of the assets of the island. The banking system is based on de facto interested them and refute any accusations of money laundering. Sergei Patrisof manages the funds of his countrymen. Persian look and cold smile, he can not understand the lightning that struck the Russians since the beginning of the crisis. "In the 1990s, my fellow looking for a place to put their money safely, he recalls. In Cyprus, interest rates were interesting, the beautiful country and friendly people pay day loans. But it is not money! People worked hard for this money! "

Better, Sergei certify that the Russians are trying to put an end to illegal practices and the presence of offshore companies "held by most Ukrainians." For him, the Cypriot banks are clearly responsible for the situation. "They were too lax a policy to grant loans, especially Laiki Bank has lent millions of dollars to poor people knowing they would not be paying, accuses Sergei. To this must be added the restructuring of Greek debt, which cost a lot. But this is not the fault of the Russians. "

Malta or Luxembourg

Concerned about the situation in Cyprus more Russian-speaking community based in Limassol. Russians who have school, cultural center, restaurants and all kinds of activities, not only took off. "If Cypriots remain in the euro zone after such blackmail Europeans, it is we who will leave the country, protests Svletlana, a pensioner aged 65, whose daughter married a Cypriot ten years ago. We go to Luxembourg or Malta to put our money. "

Whatever the solution adopted to save the banking sector default, the confidence of the Russians towards the country is tainted. Some experts estimate that it will be a matter of time that their capital sail to other countries.

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This is the boost that we did not see it coming in the recovery plan presented Thursday to the building Alfortville by François Hollande. Low-income households whose income does not exceed € 35,000 annual net can receive assistance from 1350 euros to better insulate their homes. An open for two years, from April until mid-2015. This bonus will be financed by drawing 500 million appropriations for future investment program initiated with the large loan.

For the rest, almost everything was already known. Attempt to stop the bleeding of jobs in the building and build 500,000 homes per year not to mention the energy renovation of 500,000 apartments or houses old François Hollande will play on two levers: a boost fiscal first. "The rate of VAT on social housing will be lowered to 5%, said the president. This measure will apply to all deliveries will take place from 1 January 2014. "Clearly, the operations already launched today. The government expects that it will build 22,500 additional social housing per year. This measure relates to the construction but also the social housing renovation cost 660 million to the state.

Other additional expenses even if the amount is not yet known: "We are going to define an appropriate tax return for institutional investors in housing," said the president. To initiate movement, CDC (Caisse des Dépôts et Consignations) will launch the construction of 10,000 housing intermediate this year. In contrast, the reduction in VAT to 5% for energy renovation, expected by professionals, is not on the agenda. For reasons of budgetary rigor.

Orders this summer

All other actions will not cost a penny. Their goal? Build faster. For example by hunting against abusive use building permits or suspending for two years the standards for construction. Two patients treated with orders issued this summer. Other tracks followed by the government: to promote the conversion of offices into housing or help build earlier in the tense areas. Solutions in his time the Fillon government had also planned.

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They are the big winners of the crisis. Herta to benenuts through Bonne Maman or Nutella, a series of national brands have managed to take their game, even though the French tightened their belts.

If shopping in hypermarkets and supermarkets are just held last year (+0.4% in volume), the balance of power has indeed been to the advantage of big brands (1%), the detriment of retailers' private labels (-0.5%). For the first time in nearly ten years, the assortment of national brands even increased the shelves. "Some retailers are probably aware of the saturation of the supply of labels, which could affect the attractiveness of certain rays," Analysis Jacques Dupré, Director at Insight SymphonyIRI.

Crisis integrated in everyday

Domestic brands have also benefited, at least in volume, the price war that were delivered last year distributors. "They took advantage even if it could degrade their image and profitability," nuance Jacques Dupré. Promotions have contributed to almost 40% growth in sales of national brands. On the overall market, the share of sales under specials from 11.8% to 12.3% between 2011 and 2012. "We have seen a comeback of the promotion, which eventually became a traffic generator, notes Jacques Dupré. This could also make innovations more accessible. "

It is far from shopping behavior that marked the 2008-2009 crisis. At the time, the loss of consumer confidence had led to a rationalization of expenditure, distrust specials inadequate and simplicity in food choices. Exit innovations and upscale. Place the first price and retailer brands (MDD). Between 2007 and 2009, the market share of private label has increased from 27.2% to 30%.

In contrast, "since 2011, the crisis is integrated into the daily French who carefully prepare their shopping list and consult more often prospectus says Jacques Dupré. If budgetary concerns are always present, more qualitative priorities have emerged. "

Consumers are sensitive to the nutritional benefits of the products they buy (omega 3, gluten-free, palm oil …). The rays are honored local producers, short circuits or "Made in France" have the wind in their sails. A fortiori when a scandal such as horse meat is question of food security.

"Prudence and control are the watchwords, with the aim of maintaining a balance between budget and fun," says Jacques Dupré. In a stable market, the categories of products called "pleasure" and earn 1.1%. Resistance cheese (+2.2%) illustrates this trend, as well as sweets and chocolate (2% and 3% respectively).

The French are more at home

"The French are not ready to give up their small pleasures, cheese in part, explains Charlotte Lelong, Director of Business Development Bel France. They are more at home at dinner as an aperitif. We are regularly out on the back to homemade. "Frozen food and ice cream (2%) are the costs of this return to the kitchen. As for drinks, tumbling (-2.7%), they undergo a price increase related food taxes.

If brands surfed so far on a positive trend, they may suffer from hardening of the crisis expected in 2013. "We can not exclude with declining purchasing power of households offs will be between volume and price level and / or quality plans Jacques Dupré, who expects a decline of between 0.5% and 0.8%. Consumers may choose to go down range and turn to private label. "What they had not done so far, unlike their neighbors, including Spanish.

• Nutella

The trend is clear. With the exception of the Crédit Agricole Group (Regional Banks and LCL), and the young Postbank all retail networks in France stalled in 2012. The traditional mainstay of the bank …

Fruit of six years of research, encapsulation is the specialty of Capsum, a start-up Marseille. The process involves trapping of active ingredients in a drop of oil, itself surrounded by a drop of water, all trapped in a thin membrane. The result is translucent beads measuring between 0.01 mm and 3 mm and can be colored according to the wishes of customers.

Sébastien Bardon, a former Saint-Gobain, has been seduced by the wide scope of this breakthrough technology, the culmination of six years of joint research laboratories of the School of Industrial Physics and Chemistry (ESPCI ParisTech) and the American University of Harvard.

"The fields of application range from cosmetics to food, to pharmaceuticals and biotechnology. Today, we focus on cosmetics but we will also start in the food industry this year, "commented Sébastien Bardon. It is associated with two specialists microfluidics, Bibette and David Weitz, respectively professors ESPCI ParisTech and Harvard, with whom the technological process and production machines are developed. 25 patents are filed. "Our innovation reinvents care product. Our bet is that he is not a white cream or gel. "

5-10 launches in 2013

Capsum already has two clients, La Prairie (Switzerland) and Amore Pacific, the "L'Oréal Korean." With La Prairie, Capsum developed serum Skin Caviar, consisting of beads containing extracts of caviar sold in recent months. "We give more reasons to be a luxury in this new aesthetic but also the preservation of active ingredients," says Sébastien Bardon, who expects 5-10 launches in 2013.

He also hopes to win by the end of the year with its scent of perfume without alcohol, including a light gel beads containing sensitive species and dazzling when you spray perfume. He worked with Givaudan, one of the world leaders in the flavor industry and perfume.

Sébastien Bardon and his associates are also investigating cosmetics and others for food. Founded in late 2008, Capsum achieved a turnover of 2.2 million euros in 2012. Bardon expects a growth of 50% per year over the next five years.

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The Wall budget involves a number of sacrifices in the United States. In Defense budget has been seriously affected with a reduction of 8% for 2013. If the soldiers are immune to these cuts, this is not the case for the 800,000 civilian employees of the Pentagon. They will partial unemployment one day per week from late April, a pay cut of 20% for a period of more than five months.

In a letter to all employees, Defense Secretary Leon Panetta has expressed its "deep concern" for all employees who work at the Pentagon, and their families. He also said that everything was done to "minimize adverse effects on employees" while regretting the virtual absence of flexibility available to it, according to comments reported by the Financial Times.  

Spending cuts of 85 billion

The next seven months will be challenging for Americans. Between March 1 and September 30, the government plans to cut spending by $ 85 billion. A sum low compared to the total budget of 3.5 trillion. And for the next 9 years, a further reduction of $ 109 billion annually is envisaged. Drastic measures after which the deficit should be reduced to 3.6% of GDP, against 5.3% this year.

Furthermore Defense, progammes most affected are the Navy, which has reduced from 30 to 35% the number of days at sea on ships, and has already canceled the deployment of a second aircraft carrier the Gulf. Then there's agriculture, justice, where hundreds of federal prosecutors will be deleted, but also education, where 10,000 faculty positions are threatened.

"Significant risks persist and global growth is still too low with persistent unemployment at unacceptably high in many countries." This is the warning that the finance ministers and central bank governors of the twenty richest countries in the world have made their statement after their meeting chaired by Russia, Saturday in Moscow.

Admittedly, the IMF (International Monetary Fund) has just raised its growth forecast for the world in 2013 from 3.25% to 3.5%, said the Russian Finance Minister Anton Silouanov. "But if we fail to stay on this positive note, there is a danger of return to recession," he warned. Echoing the minister Pierre Moscovici welcomed "the projector is no longer pointed at the euro area" and "ability to survive" but joined the collective diagnosis of "low growth" and "low employment" as are the main risks to the global economy. In the first paragraph of the release, the two countries explicitly mentioned for the "uncertainties fiscal situation" are the United States and Japan.

Balanced budget target in 2017 "intact"

In this context, the G20 countries have somewhat eased off on the objectives of reducing budget deficits and public debts. "Taking into account the deterioration of the economy should allow us not to add to the austerity of the recession," said Pierre Moscovici. His Russian colleague recognized in 2010 when the G20 pledged to Toronto to halve deficits by 2013 "our expectations were quite optimistic." "Commitments Toronto" are not explicitly mentioned in the Moscow Declaration. The advanced G20 countries will present to the Summit of Heads of State, held in September in St. Petersburg, "the medium-term budgetary strategies credible" "taking into account the short-term economic conditions," the statement said. In France, it is a blank check a posteriori for not meeting its commitment to a deficit of 3% of GDP this year? The conclusions of the G20, said Pierre Moscovici, demonstrate "that we seek a balance between the serious budget that we do not give up" and the need "to maintain growth in the short term." The objective of a balanced budget in 2017, recently reaffirmed by Jean-Marc Ayrault "absolutely intact," stressed the head of Bercy.

In the search for a global rebalancing, the G20 countries called "surplus" (like China or Germany) to "boost their growth." Are explicitly covered "the major producers of raw materials," such as Russia and Saudi Arabia, also a member of the G20.

It is also the name of the preservation of growth that G20 countries have committed themselves not to use "competitive devaluation." Taking over the statement issued Tuesday by the G7 on the "currency war", the G20 commits to move "more rapidly to a rate of exchange determined by the markets." Ensuring that its monetary policy, causing concern about competitive devaluations in recent weeks, Japan "is in line with our vision of political change," said the Russian Minister commented diplomatically.

Pierre Moscovici and has concluded, "the G20 is not an instance spectacular" but the right place with the "right people" to debate between "old and new economic powers" to build a "more controlled globalization". The G20 represents 90% of global GDP and 80% of world trade.

Other topics discussed at the G20

– Tax evasion large companies

Under the joint initiative of London, Paris and Berlin, the OECD (Organisation for Economic Cooperation and Development) published a report earlier this week décorticant tax optimization strategies of multinationals which Google has become the symbol that benefit legislation in countries such as Ireland, the Netherlands and tax havens. Bilateral agreements originally intended to avoid double taxation of companies leads to a "double non-taxation." "In times of difficulty, when states need revenue, and that large firms are missing, the burden falls on SMEs," summed up Saturday in Moscow Angel Gurria, Secretary General of the OECD. The diagnosis. The next step is the most difficult, is to act. The OECD will present an action plan for the next meeting of the G20 Finance in July in Moscow. One of the axes is proposed to revise part of a 3000 bilateral tax treaties through multilateral action. A project that, according to the OECD, could be implemented in two years.

Financial regulation is increasing in small steps

The importance of this vast site has become in the eyes of the world after the financial crisis. The G20 communiqué "urges all jurisdictions" to adopt the Basel III standards that enhance the financial security of banks, "as soon as possible." The United States is committed to implement by the end of the year, welcomed Christian Noyer, Governor of the Banque de France. Pierre Moscovici, who was the keynote speaker of the Working Group on Financial Regulation cited the example of the banking law that the National Assembly in the first reading debate on the eve of the landing of the minister in Moscow.

In addition, the Financial Stability Board (FSB English) instance hitherto informal group finance ministers, governors of central banks and market regulators G20 over other states like Hong Kong, has been given the Last month an official status. Its secretariat is hosted by the Basel Bank for International Settlements (BIS). Among other tasks, the financial arm of the G20 was to oversee the reissue avoid manipulation of rates such as Libor.

IMF reform blocks

Among the projects initiated in the framework of the G20 Finance reform the International Monetary Fund (IMF) to give greater weight to emerging and developing are being blocked. "Many countries are losing were against" reform, said the Russian Minister Silouanov. According to a Brazilian journalist, Brazil complained of obstruction of Europeans on this issue. Revision of quotas which should be completed in January, is postponed for one year. "You have to change the world Coptic and weight of emerging countries," pleaded Silouanov Anton, the host of the conference.

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